How to get “money for nothing” in tough times

With interest rates rising and The Reserve Bank warning there is more to come, families are being squeezed of every dollar they earn.

But now there is some relief, for you to save money with a “new service” that allows any individual with investments, superannuation, margin loans, insurance or other financial products to get “money for nothing”.

The “new service” collects your trailing commissions for you, so you get access to more of your money to save or use as you like.

Clients are helped two ways: saving on entry and exit fees as well as recovery of trailing commissions.

Superannuation Case Study

*Client A is aged 40 and has $80,000 invested in a superannuation fund and adds $791 a month to this fund.

Client A initiates the “new service” on 29th May 2007 to reduce the initial commissions paid on all regular contributions from 4% to 0%. Meaning an additional $31.65 was added to the clients superannuation account each month.

Result: Assuming conservatively that the client does not increase the monthly contribution amount and the funds grow at 7.5% pa, and the client cashes in their investment funds at age 65; over the next 25 years, the total yearly cash rebates received by the client will be $34,061. The savings in entry fees reinvested into the clients account yields another $27,765.

The “new service” will save this client $61,826.

Pension Fund Case Study #1

*Client D#1 is aged 59 and retired. She has $1,257,000 invested in a pension fund. She draws $5,000 a month from these funds. The trail on the pension account is 0.55% pa.

Client D#1 initiates the “new service” on 20th August 2007 to reduce the initial commissions paid on all regular contributions.

Result: Assuming conservatively that the funds grow at 7.5% pa. and the client continues to draw $60,000 ($5,000 a month) from their pension each year to age 80; over the next 21 years the total yearly cash rebates received by the client over their pension account will be $137,750.86.

The “new service” will rebate $137,750.86 to this client.

Based on the same method used by the “new service” other clients will save:

*Client C: Managed Fund case study – Over the next 30 years the client will receive $50,053.07.

*Client D#2: Pension Fund case study –Rebate over next 20 years -$51, 481.94

*Client E: Insurance case study – Rebate in total over the next 31 years $79,864.77.

*Clients names undisclosed

The savings in entry fees reinvested into the clients account yields another $13,843.27. The “new service” will save this client

The response to this “new service” has been excellent, as people realise how much money they can save them over the life of their investments and other financial products.

As one customer said ‘It’s like money for nothing’ and we agree.”

Want to know the name of this “new service” and how you can get money for nothing?

Discover all the information from our Smart Bank http://www.savingsmart.com.au/savings_smartbank.asp under the category Money – Trailing Commissions.